Privacy Policy


Thank you for visiting the Web site and/or utilizing the Services of Payzoff. Your privacy is important to us. As such, we provide this Privacy Policy, explaining our information practices and the choices you can make about the way your information is collected and used by us.

The Web site and Services are provided by PayzOff OÜ, an Estonian company with its principal place of business located at Narva maantee 7-634, 10117 Tallinn, Estonia.


For purposes of this Privacy Policy references to "Services" shall mean any and all Services offered by us, including but not limited to merchant of record services for the sale of electronic products and services.

References to “we,” “our,” and “us” shall mean PayzOff OÜ.

References to the “Web site” shall mean the Web site bearing the URL, as well as any and all Web sites written and made available by us and may include associated media, printed materials and "online" or electronic documentation.

References to “you” and “your” shall mean the user of the Web site and/or Services, including but not limited to buyers and suppliers of electronic products and services.

Agreement to be Bound.

The following Privacy Policy, including any features and services available, is subject to the conditions set forth below. Please read it carefully as any use of the Web site and/or Services constitutes an agreement to be bound thereby by you. By accessing the Web site and/or otherwise using the Services you represent that you have read and understand the Privacy Policy and that you agree to be bound by thereby.

This Privacy Policy may be additionally subject to the Web site Terms and Conditions.

Modifications and Changes to Privacy Policy.

We may modify, add to, suspend or delete the Privacy Policy, in whole or in part, at our sole discretion at any time, with such modifications, additions or deletions being immediately effective upon their posting to the Web site. Your use and/or access of the Web site and/or Services after modification, addition or deletion of the Privacy Policy shall be deemed to constitute acceptance by you of the modification, addition or deletion.

The Information We Collect.

We collect both personally-identifiable information and non-personally-identifiable information from you. This information may include your full name, address, telephone number, and email. For users of our Services it may also include billing information, such as bank account information. Examples of non-personally- identifiable information we may collect from you include your IP address, the type of browser software you use when visiting our Web site, the date and time you visit our Web site and what pages you viewed when visiting our Web site.

How We Use Your Information.

We use your personally-identifiable information to process transactions; to contact you via E-mail in order to send you information and updates pertaining to your orders; to respond to inquiries, and/or other requests or questions; and to send company news, updates and other related info if you chose to opt-in to our mailing list. If you no longer wish to receive press releases or any other type of information from us, you may send us an email at [email protected] to change your preferences or follow the "unsubscribe" link provided in any e-mail that you receive from us.

We use non-identifying information collected via the Web site in the aggregate to better understand your use of the Web site and to enhance your enjoyment and experience. For example, we may use the information to improve the design and content of the Web site or to analyze the Services that we offer.

With Whom We Share Your Information.

We may employ other companies and individuals to perform functions on our behalf. Our employees, agents and contractors who have access to personally- identifiable information are required to protect the information in a manner that is consistent with this Privacy Policy.

We may provide access to your personally-identifiable information when legally required to do so, to cooperate with police investigations or other legal proceedings, to protect against misuse or unauthorized use of the Services, to limit our legal liability and protect our rights, or to protect the rights and safety of visitors to the Services or the public. In those instances, the information is provided only for that limited purpose.

We will not share your personally-identifiable information in ways unrelated to those described above without providing you with an opportunity to opt out of such use or otherwise prohibit such unrelated uses.

Cookies & Web Beacons.

To enhance your online experience, we may use "cookies" or similar technologies. Cookies are text files placed in your computer's browser to store your preferences. Cookies do not contain personally identifiable information; however, once you choose to furnish a Web site with personally identifiable information, this information may be linked to the data stored in the cookie.

We use cookies to understand Web site and Internet usage and to improve or customize the content, offerings or advertisements on our Web site. For example, we may use cookies to personalize your experience at our Web site (e.g., to recognize you by name when you return to a Web site), save your password in password-protected areas, and enable you to use shopping carts on our Web site. We also may use cookies to help us offer you products, programs, or services that may be of interest to you and to deliver relevant advertising.

We, our Third-Party service providers, advertisers or our partners also may use cookies to manage and measure the performance of advertisements displayed on or delivered by us and/or other networks or Web sites. This also helps us, our service providers and partners provide more relevant advertising.

We, our Third Party service providers, advertiser or our partners may also use "Web beacons" or clear .gifs, or similar technologies, which are small pieces of code placed on a Web page, to monitor the behavior and collect data about the visitors viewing a Web page. For example, Web beacons may be used to count the users who visit a web page or to deliver a cookie to the browser of a visitor viewing that page.

You can change your privacy preferences regarding the use of cookies and similar technologies through your browser. You may set your browser to accept all cookies, block certain cookies, require your consent before a cookie is placed in your browser, or block all cookies. Blocking all cookies will affect your online experience and may prevent you from enjoying the full features offered by us. Please consult the "Help" section of your browser for more information.

Access and/or Modification of your Information.

If you access the Web site or otherwise access the Services and volunteer personally-identifiable information, you may modify, update or delete such information by sending us an e-mail at [email protected] You should be aware, however, that it is not always possible to completely remove or modify information in our databases. In addition, please be aware that your ability to opt out from receiving marketing and promotional materials does not change our right to contact you regarding your use of the Services.

Privacy Protection for Children Using the Internet.

Protecting children's privacy is important to us. For that reason, we do not collect or maintain information on the Web site or otherwise provide Services to those persons we actually know are under the age of thirteen (13,) nor is any part of the Web site or Services targeted to attract anyone under the age of thirteen (13.) We request that all users of the Web site and/or Services who are under the age of thirteen (13) not disclose or provide any personally-identifiable information. If we discover that a child under thirteen (13) has provided us with personally-identifiable information, we will delete that child's personally- identifiable information from our records.

Data Security.

We take reasonable steps to maintain the security of the personally-identifiable information that we collect, including through the use of SSL certificates, data encryption and limitations on the number of people who have physical access to our database servers. However, no data transmission over the Internet can be guaranteed to be completely secure. Accordingly, we cannot ensure or warrant the security of any information that you transmit to us, so you do so at your own risk.

International Transfer.

We operate globally so it is necessary to transfer your information internationally. In particular, your information will likely be transferred to and processed in the state of Texas, United States of America, where many of our central databases operate. The data protection and other laws of other countries may not be as comprehensive as those in your country. Please be assured that we take reasonable steps to ensure that your privacy is protected. By accessing our Web site or otherwise using our Services you consent to your information being collected, used and transferred as set forth in this Privacy Policy.

How to Contact Us.

If you have any questions or concerns about our Privacy Policy or its implementation you may contact us at [email protected].

Updates & Effective Date.

The effective date of this Privacy Policy is March 3, 2015. From time-to-time, we may update this Privacy Policy. We will notify you about material changes in the way we treat personally-identifiable information by prominently posting a notice to the Web site and by sending you an email at the email we have on file for you. We encourage you to periodically check back and review this statement so that you always will know what information we collect, how we use it, and with whom we share it.